Additional Resources

Find local help for staying warm this winter.

Weatherization Programs
A federal program that works to minimize the adverse effects of high energy costs on low-income, elderly and handicapped citizens through client education activities and by providing weatherization services. To apply you must contact your local weatherization assistance agency.
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Stay Warm PA
Download and print our "Stay Warm PA" brochure, featuring the 1-800 number and web address for the "Stay Warm" program.

LIHEAP
Do you need help paying your bills? LIHEAP may be able to help you. Find out more by reading this brochure.

Sixteen Easy-to-Follow Tips to Lower Your Utility Bills
By using a few inexpensive energy-efficient measures, you can reduce your energy bills by 10 to 50 percent, and at the same time, help reduce air pollution. Follow these simple tips to save on your utility bills and conserve energy. Remember that the easiest way to save energy money is to conserve energy.

The Community Action Association of Pennsylvania
Community Action Agencies change people's lives, embody the spirit of hope, improve communities, and make America a better place to live. We care about the entire community and we are dedicated to helping people help themselves and each other as they move from poverty to self-sufficiency. Learn more...

Helping Older Pennsylvanians Stay Warm This Winter
This winter, record prices are expected for natural gas and home heating fuel. That’s why Pennsylvania wants to help you prepare, so you can save energy, money and stay warm this winter. Whether it’s assistance paying home heating bills or tips on weatherizing your home, there are resources and funds that can help you stay warm this winter.

Low-income Rate Assistance
Pennsylvania’s major gas and electric utilities are required to provide Customer Assistance Programs (CAPs), which generally provide a percentage of bill plan or a percentage of income payment plan, wherein low-income customers’ utility payments are based upon their incomes and/or utility bills. Some programs include utility arrearage forgiveness; others provide flat rate discounts or bill credits. Under electric and gas restructuring legislation all electric and gas utilities are required to offer universal service programs, to include CAPs, and to continue pre-restructuring low-income programs. Search by utility

Low-Income Energy Efficiency
LIURP includes an education component that addresses energy savings, regular bill payment behavior and provides application assistance. LIURP participants

Office of Financial Education
There are lots of resources out there to help you improve your bottom line. But you have to choose carefully. Some disreputable advisors and counselors may charge you high fees or steer you toward products you don’t need. And “get-rich-quick” scams can leave you with less than you started with. Find Help

Pennsylvania Housing Finance Agency
PHFA's Purchase Improvement loan allows buyers who qualify for a Keystone Home Loan or a Keystone Home Loan PLUS to purchase and improve/repair a home within one transaction. Eligible buyers may include between $1,000 and $15,000 for repairs and/or improvements with a conventional PHFA first mortgage, as long as the As Completed appraised value supports the cost of the repairs. This allows the buyer to make needed repairs right away, without having to take out another loan at a higher rate and with a shorter repayment period.
Purchase Improvement Loan